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Her Town Washed Away: How Nancy Owen Revived Banner Elk After Hurricane Helene

Nancy Owen helped build a Walmart-like distribution center after the hurricane that even FEMA couldn't believe. Now, Banner Elk's tourism director is ready and eager to welcome you back to the "hidden gem of the High Country!" Image: Nancy Owen

Β· By Zoe Yarborough
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Floodwaters cover park benches and tables near a wooden bridge in Banner Elk, with trees and lamp posts partially submerged in muddy water.Pin

When Nancy Owen first moved to Banner Elk, North Carolina, she thought it would be a one-year adventure in the ski industry before graduate school. That was nearly three decades ago. Today, as the town’s tourism director, she’s not only witnessed Banner Elk evolve into a four-season destination but also helped shepherd the community through one of its darkest times: the catastrophic storm that cut the town off from the outside world in September 2024.

Nancy Owen in a blue cap stands and gives two thumbs up in front of an open truck loaded with large bags of supplies in Banner Elk. Another person stands nearby, looking into the truck.Pin
Nancy’s and her town’s story is nothing short of miraculous, and FEMA said her efforts were unlike anything they’d seen. We’re thrilled to welcome her as a FACE of the South as we reflect on the year since the hurricane. Image: Nancy Owen

It’s been a year since Hurricane Helene, which must be hard to think about. Do you mind walking us through that week?

It started on a Tuesday with what looked like a minor flash flood β€” just a couple of inches of rain in under 30 minutes. By Thursday night into Friday, the wind was like nothing I’d ever heard in my life. The rain was relentless. Banner Elk sits in a valley with Beech Mountain on one side, Sugar Mountain on the other, and two waterways running through town. It was the perfect setup for disaster.

Within hours, creeks and rivers swelled over their banks, and every road into town was wiped out. We were completely cut off. Because our water and sewer lines ran under those roads, those systems went out, too. Over 30 inches of rain fell in less than 48 hours. It was terrifying.

Floodwaters cover a rural road near a red building in Banner Elk as heavy rain falls, with trees and utility poles visible in the background.Pin
Banner Elk had no power for 29 days and no water and sewage for 36. Image: Nancy Owen

What was it like to see your community hit with no warning?

That day, my husband, my son, our two dogs, and I evacuated to Town Hall. Trees were falling all over our yard, and we were afraid one would hit our house. At first, we were completely isolated β€” no way in or out, radios down, internet gone.

But we had a generator and a landline. Soon, people started walking to Town Hall to charge phones and call their families. Lees-McRae College hadn’t evacuated either, so suddenly we had 700 to 800 students in need, plus residents. Town Hall became the hub for everything β€” supplies, communication, shelter.

It’s hard to overstate how much the community of Banner Elk came together right after the storm and immediately got to work. Hardly anyone had any experience in storm recovery, but the way the town and community responded was just so beautiful. It will surely be a case study of how to help your neighbor.

At what point did outside help arrive?

By Saturday and Sunday, the National Guard was coordinating with us. Helicopters brought in supplies and even evacuated stranded people and an entire condo complex. That’s not something I ever imagined I’d be organizing. Planes began landing at our private airstrip with food, water, and aid.

When the donations started pouring in, we became the county’s distribution center, not just for Banner Elk but for surrounding towns, too. We set it up like an organized store so people could β€œshop” with dignity for what they needed. Everything was free, and no questions were asked. We even had counseling and legal aid on site, knowing the trauma people were carrying.

Shelves stocked with various brands of formula and baby food line a hallway with wooden floors in a Banner Elk storage facility.Pin
They converted an old school building into what looked like a small Walmart β€” shopping carts and classrooms turned into aisles. β€œA FEMA rep told me he’d never seen anything like it,” Nancy says. Image: Nancy Owen

How did you manage tourism during this time?

It was tricky. Fall leaf season is our bread and butter, but we had to tell people: Please don’t come. Not only could we not support visitors, but gawkers were hindering recovery efforts. Later, once we were safe enough, we shifted our message: Please come back, but stay respectful and mindful of the communities still grieving and rebuilding.

Did national media coverage help or hurt?

Both. National outlets showed devastation across western North Carolina, but people outside the area were confused. Some thought the entire state was shut down, while others thought the hurricane only affected the coast. Even months later, this May, I met a woman at an art fair who could not believe we were having the event. She thought we still didn’t have potable water.

Two women stand beside a white emergency vehicle with a "Lowcountry & High Country Relief" sign in Banner Elk, in a parking lot surrounded by trees and scenic hills.Pin
More than 875 volunteers worked at the center between the storm and Thanksgiving. Image: Nancy Owen

Amid the tragedy, you helped launch Elk River Helping Hands. How did that come about?

So many people started calling, wanting to donate money, but towns can’t really take funds directly. A friend suggested running funds through their newly formed nonprofit, Elk River Helping Hands. It was created to support people facing catastrophic events like medical diagnoses. No one imagined a hurricane would hit a month later.

Within weeks, we had raised millions and could quietly and effectively get cash into people’s hands β€” $500 here and there β€” to survive those first weeks. Over the past year, we’ve given out $1.5 million to more than 300 individuals and families, covering everything from funerals to vehicles to housing. It’s been incredible to see.

Two men stand indoors in Banner Elk having a conversation, with shelves of food and supplies stacked in the background.Pin
Eric Church heard about Banner Elk’s relief efforts and came to see the center himself, drawing national attention to the team’s efforts. Image: Image: Nancy Owen

Entering this fall with the town back on its feet, what are you most excited about?

I’m thrilled about the return of the Woolly Worm Festival β€” it’s our anchor festival, and we had to cancel everything last fall. This year feels extra special because we get to welcome people back in full force.

I’ve always called Banner Elk β€œthe hidden gem of the High Country.” People know Boone and Blowing Rock, but when they stumble into Banner Elk, they’re blown away. We may not have a big shopping scene, but we have 15 independently owned restaurants within our one-stop light downtown.

Three people stand outside on grass near a wooden fence in Banner Elk, holding drinks, with trees, a river, and mountains in the background under a clear sky.Pin
Nancy and her family enjoy Banner Elk through each season. Winter brings skiing and tubing. Spring is all about hiking. Summer is packed with rafting, golf, tennis, mountain biking, and all the outdoor fun. And fall means leaf-peeping, though they lost the whole season last year. Image: Nancy Owen

What’s the best advice you’ve received?

A friend of mine always says, β€œGive pause.” I’m naturally pretty reactionary, but with everything over the past year, I’ve learned to stop β€” even for 20 seconds β€” and think before reacting. That mantra has really helped me.

Name three things you can’t live without.

My dogs, Kirby and Rei, Diet Coke, and Mackie’s Pizza (my family’s restaurant in southern Illinois, which has been open for 53 years!).

Thank you for sharing your incredible story, Nancy!

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Zoe Yarborough

Zoe Yarborough

Zoe is a StyleBlueprint staff writer, Charlotte native, Washington & Lee graduate, and Nashville transplant of eleven years. She teaches Pilates, helps manage recording artists, and likes to "research" Germantown's food scene.

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