All the bills from Christmas are coming in now. So, money is a little tight if you catch my drift. But now is the best time to shop and to capitalize on all the great deals in town.

Jewelry

Didn’t get the necklace you wanted for Christmas? Never fear! Jewelry in most boutiques around town has been seriously marked down. Here are some great necklaces from Dress & Dwell. dressanddwell.com

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The Lady A Grey Tortoise necklace and The Lady A Brown Tortoise necklace at Dress & Dwell. Originally $48, now marked down to $30.

Personalized Necklaces

Everyone got a personalized necklace but you? Check these ones out from Dandelion. Also, these make a great gifts for a friend, new mom, grandmother, etc. Priced from $68 to $88, these are a fraction of the cost sold other places (where they range from $198 to $300). Delivery is in 10 days after order placed. dandelionhome.com

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Personalized necklaces for anyone to enjoy for less than $100 at Dandelion.

Fancy Dresses

Want name brands for half off? I mean name brands: Alexander McQueen, Marchesa, Milly, Shoshanna, Vince, Nanette Lepore, Rebecca Taylor. This is the time to start thinking about Derby, spring weddings, black tie events in the spring. So many of these beautiful dresses can be worn year-round. I found these lovelies at Peacock Boutique. shopthepeacock.com

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Beautiful party dresses at Peacock Boutique.

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Love this beauty at Peacock Boutique. It is Marchesa Notte, half off. I’m sure you could find somewhere to wear it.

Suede

All luxurious fabrics can be found for half their regular price at boutiques around town. These suede jeans from Joie at Blink Boutique are indeed a luxury. Granted, they are almost $1000 full price, but if $500 pants are in your budget, by all means start here. They are so incredibly soft and warm and divine. www.blinklouisville.com

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Luxurious suede jeans by Joie at Blink Boutique.

Cashmere

This is prime time to wear cashmere and doesn’t that sound nice during these frigid days. Here is one of J.McLaughlin’s covetable cashmere sweaters, with all the softness and texture you could want, in a wrap silhouette. This is on sale for $169.90.  www.jmclaughlin.com
Oxford Cashmere Cardigan in Cream, marked down to $169.90 at J. McLaughlin.

Oxford Cashmere Cardigan in Cream, marked down to $169.90 at J. McLaughlin.

Leather

I know you want a leather jacket. Sure would be fun to have something different than a black one. Consider a trendy jacket for half-off and get your wear out of it for one season at least, without spending a fortune.

This white studded jacket is at Apricot Lane for $49. Shown here with red jeans and lots of cute necklaces.  apricotlanelouisville.com

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$49 for a White Leather Studded jacket. Yes, please. At Apricot Lane.

Shoes

6 p.m. Outlet, otherwise known as Zappos’ outlet, is the place where all the returns go from Zappos. All of the shoes ordered over Christmas are being returned now and are up to 75% off. Think Frye Boots, Uggs, Stuart Weitzman, Cole-Haan, Nike and so many other brand names for such a discount. This is well worth the 20 minute drive south from Louisville. Read my post from last year if you need further convincing: styleblueprint.com/louisville/everyday/its-zappos-time.

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These Frye Boots were marked half off regular price.

Hats and Fascinators for Derby

Don’t think I’m crazy, but considering some ladies spend over $200 on their headwear for Derby, now is great time to buy that headwear for half-price. Why not? Buy your hat first and then find a dress later … or now (see Fancy Dresses above!). These are made locally by HeadCandi by Britni Knable and are available at Block Party Handmade Boutique in SoFo. blockpartyhandmade.com

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These are only $59 EACH.

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These gorgeous hats are only $124 each.

Sheets and luxury bedding

Now is the time to buy bedding and Peacock Alley is a personal favorite. The Curtain Exchange is marking all their Peacock Alley and Eastern Accents  bedding off 20% from  January 21 to February 28 (not to be combined with any other offer). thecurtainexchange.com

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I covet this bed and now this bedding is all 20% off.

FITNESS

Everyone has a resolution to get fit and all fitness places in town are vying for your business. Here are three great offers right now:

YMCA

Act quickly on this one. The YMCA’s all over Louisville are waiving their joining fee until January 22, 2014 (that’s tomorrow). The YMCA has something for everyone, truly. www.ymcalouisville.org

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b. You Fitness

Now in two locations, Chenoweth Square in St. Matthews and new location in Springhurst, b. you is offering great membership specials. For as little as $128 a month, you can have full access to all classes at both locations. You need to purchase before January 31. See their website for all of their options. I recently reviewed one of their classes; read about it HERE. byoufitness.com

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Pure Barre

Pure Barre is running a new client special where you get an unlimited month of classes for only $100 at the Westport Village and Summit locations. Packages are non-transferrable and must be used at the location where purchased. Please note, there is a 30 day expiration on activating the New Client Special. Call the studio, go online or go into the studio to purchase. Offer is valid only on until January 31, 2014. Only one offer per person, and one may be purchased as a gift for someone, but not if that person has already purchased the offer. For more information: purebarre.com

Pure Barre NEW client special for one month unlimited for $100.

Pure Barre NEW client special for one month unlimited for $100.

Half-Off Wine Nights

Eater Louisville has so kindly compiled a list of places where wine is half-off everywhere around town. Many many thanks for this one. Check out this great site: louisville.eater.com

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Christmas Decorations

Everything from stockings to topiaries to this awesome lit twig tree is 50% off at Urban Farmhouse Market. Christmas decor is marked down all over town. If you are like me and have the requisite loss of at least ten ornaments a year, this is a good time to replace them. www.theurbanfarmhousemarket.com

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This lit twig tree is my favorite every year. Some day I’m going to buy it. Some day.

Last year’s Merchandise

All shop owners are either at market or just returning from market. That means they are making room for the loads of new merchandise coming in the next couple of months. For you, that means lots of bargains. The Bargain Nook upstairs at Colonial Designs, for example, has everything from a beautiful lime green nailhead headboard to silk florals to monkeys. Always worth a look. colonialdesigns.net

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This headboard would look great in any bedroom.

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Great decorative items here.

Enjoy your deals. They are a great way to spend your Christmas money, right?